All banks in austria are joining in with apple pay – but there is trouble

Since the 24. April 2019, customers of almost all banks in Austria will be able to use Apple Pay. The launch of the mobile payment system has been hailed as a great success by banks. Finally, customers can pay for their purchases quickly and easily with their iPhones, iPads or the Apple Watch.

But there is also trouble: One bank refuses to join Apple Pay. Critics accuse it of standing in the way of digitization in the banking sector. But the bank defends its decision, saying it prefers other mobile payment solutions.

All banks in austria are joining in with apple pay - but there is trouble

The discussion about Apple Pay clearly shows how important the topic of mobile payment has now become. More and more users want to make their purchases quickly and easily via smartphone. Banks need to adapt to this trend to stay competitive and not lose customers. However, not all banks seem willing to take this step.

How will the situation develop in Austria? Will the bank that decided against Apple Pay ultimately join in after all?? Or will it be left behind by the other banks in the future and lose importance among customers? It remains to be seen how the situation will develop in the coming months.

All banks in austria join apple pay - but there are problems

The background to Apple Pay in Austria

Since the launch of Apple Pay in Austria, there has been trouble. While most banks have signed on to the new payment system, there are still some banks that do not support Apple Pay. The reason for this is unclear.

Apple Pay is a popular payment system that has already been successfully introduced in many countries. In Austria, too, many customers should be happy about the possibility of paying with their iPhone or Apple Watch. But without the support of banks, Apple Pay’s use is limited.

It remains to be seen whether the last outlier banks will also join the system. The future of Apple Pay in Austria largely depends on the acceptance of the banks. However, customers should pay attention to which banks support the system in order to realize the full potential of Apple Pay.

Confusion around Apple Pay in Austria: every bank wants to be part of it

Apple Pay is a mobile payment system that is very popular in Austria. It enables quick and easy payment via cell phone or smartwatch. However, after being unavailable in Austria for many years, all banks now want to be part of it.

Among the banks that offer Apple Pay are the Austrian credit institutions Raiffeisen, Erste Bank and Sparkasse. International banks such as ING are also on board. A complete list of all banks that support Apple Pay can be found on the Apple website.

However, it is important to note that there have been some delays in the launch of Apple Pay in Austria. Some banks have not yet provided full support for the payment system. It is recommended to check with your own bank to see if Apple Pay is already available.

  • Erste Bank
  • Savings bank
  • Raiffeisen banks
  • ING
  • and many more

It’s clear that Apple Pay is an important step towards a future-proof banking industry. However, it’s also important that all banks are equally willing to support Apple Pay customers, as this plays a big role in customer satisfaction.

Other digital payment services as an alternative to Apple Pay in Austria

Apple Pay has not been available in Austria for long, but many banks have already partnered with the American company. Still, there are other digital payment services that could be considered as an alternative.

All banks in austria join apple pay - but there are problems
  • Google Pay: Google’s payment service has also been available in Austria since 2018. Similar to Apple Pay, users can deposit their debit or credit card and pay via smartphone or smartwatch. Another advantage is that Google Pay also works on Android devices from other manufacturers.
  • Samsung Pay: The South Korean electronics company also offers its own payment service. Samsung Pay is available in Austria since 2019 and allows users to pay via smartphone or smartwatch. A plus point is compatibility with many older payment terminals.
  • PayPal: the well-known online payment service can also be used as an alternative to Apple Pay. Users only need to deposit their PayPal login details and can then pay with their smartphone.

Although there are alternatives to Apple Pay, it should be noted, however, that not all merchants and payment terminals accept all payment services. Therefore, it is advisable to always have several payment options available.


The introduction of Apple Pay in Austria is causing trouble for some banks. While most banks support Apple’s mobile payment system, there are also critics who oppose cooperation with the tech giant.

But ultimately, all banks will probably not be able to ignore the trend. Younger customers, in particular, are increasingly using mobile payment systems such as Apple Pay or Google Pay and expect their banks to offer them accordingly. Those who can’t keep up here risk losing customers.

All banks in austria join apple pay - but there are problems

However, there are also concerns about data security when using Apple Pay. Customers must provide their data to Apple in order to use the system. Critics worry that this could allow sensitive information to fall into the wrong hands. Here banks are asked to check and improve their own safety measures.

  • Summary:
  • Apple Pay rollout causes trouble for some banks in Austria.
  • Critics fault the collaboration with the tech giant and there is fear of data misuse.
  • But in the end, probably all banks can not ignore the trend.
  • It is important that banks review and improve their own security measures to address data security concerns.

All in all, the introduction of Apple Pay in Austria is an important step towards mobile payments. Although there are still concerns about data security, all banks will probably not be able to ignore the trend in order to offer their customers the services they want. However, it remains to be seen how the issue will develop in the future.

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